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The penalty is based on a percentage stated within the policy and the amount under reported. Policyholder — The person or entity listed on the policy declarations page. Homeowners Insurance — Protects homeowners from losses to their homes, personal property, and some types of damage or injury to others for which the homeowner is liable. This article honors local Miami heroes who fought and died in Operation Enduring. General Liability Insurance — Insurance designed to protect business owners and operators from a wide variety of liability exposures. Liability Insurance — Insurance that offers protection against third-party claims, which means that payment is made to someone who suffers loss caused by an insured person. slots online no deposit kostenlos online spielen ohne anmeldung Generally, depreciation is not an insurable loss. In types of insurance, such as Liability, an occurrence is distinguished from accident in that the loss does not have to be sudden and fortuitous but can result from continuous or repeated exposure that results in bodily injury or property damage. Each individual is entitled to benefits. Casualty — Liability or loss resulting from an accident. This article honors local Miami heroes who fought and died in Operation Enduring. Renewal — The automatic re-establishment of in-force status affected by the payment of another premium. In property insurance, coverage lists perils insured against, properties covered, locations covered, individuals insured, and the limits of indemnification. Loss Reserve — The estimated liability, as it would appear in an insurer's financial statement, for unpaid insurance claims or losses that have occurred as of a given evaluation date. Automobile Liability Insurance — Coverage if an insured is legally liable for bodily injury or property damage caused by a vehicle that the individual owns or operates. Elimination Period — The time that must pass after filing a claim before a policyholder can collect insurance benefits. Premium — The price of insurance protection for a specified risk for a specified period of time. Anti-Theft Device — A device that deters auto theft and may entitle the insured to an insurance premium discount. Limits of Liability — The amount specified in the policy up to which the insurance company will provide protection. Deductible — Amount of loss that the insured pays before the insurance kicks in. Home About Apollo Claims Carriers. Co-payment — A predetermined, flat fee an individual pays for healthcare services, in addition to what insurance covers. Limits of Liability — The amount specified in the policy up to which the insurance company will provide protection. Personal Umbrella Policy — Coverage for losses above the limit of an underlying policy such as Homeowners or Auto insurance. For insurers that do provide cover for such activities, it is unlikely they will cover liability and personal accident.

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